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Loan Options

The Benefits

Fixed Rate Loan

Offers the benefit of a locked interest rate and predictable monthly payment for the entire term of the loan. You own the truck outright upon fulfilling all monthly payments.

The Benefits

Variable Rate Loan

Your interest rate is indexed so that you still make regularly scheduled monthly payments. If the indexed rate decreases, so does your monthly payment allowing you to pay down the loan faster. If the indexed rate increases, a balloon payment may be required at the end of the term.

The Benefits

Balloon Loan

Designed to maximize cash flow, a balloon loan does not fully amortize over the term of the loan. It traditionally offers lower monthly payments by deferring a small portion of the principal balance to the end of the loan.

The Benefits

Seasonal Payment Loan

Appropriate for businesses that experience seasonal, irregular or short-term peaks in sales/revenue. Monthly payment amounts are structured to parallel to your revenue stream.

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