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Physical Damage Insurance

Congratulations on your truck purchase!

Now that you have finalized this important decision, let's switch our attention to another decision that is also vitally important. As you know, your truck requires Physical Damage Insurance (PDI). Let's take a look at some of the benefits you will receive by enrolling in this great program below.

Physical Damage Insurance

The Benefits


No down payment on insurance coverage if you choose to finance your premiums.


Insurance in your own name, allowing you to build a good loss history - driving your independence.


No rate increases for the duration of your finance agreement.


One point of contact for all coverages.


One payment for your truck loan and insurance.


Manage claims online with EPG's smart-phone application.

With coverage that's second to none, here's how you can take advantage of this valuable coverage!

Physical Damage Insurance

What's Covered


PDI provides coverage for direct physical damage destruction of your insured truck or trailer throughout the U.S. and Canada. PDI's Specified Perils coverage covers damage caused by fire, lightning, theft, vandalism, tornado, hail, wind, flood & earthquake.


PDI can be combined with Collision, which also covers collision with another object or overturn. It does not cover your liability for damage you cause to someone else's property.


Coverage can be enhanced to Comprehensive coverage to cover loss caused by hitting birds, animals and falling objects. Simply let your dealer salesperson know if you want this enhancement.

Physical Damage Insurance

Payment Options

Speak with your dealer representative today for more information on these great products or for a brochure on the many other products we offer.


Finance in Contract

As mentioned earlier, you can finance in contract for the duration of your finance agreement.


Pay on a Monthly Basis

Receive a recurring bill on a monthly basis which allows you to lock in your rate for up to 36 months. Payments are set up for monthly bank drafts making it easy to keep the insurance in-force while you the keep the miles rolling!


Pay Up Front

Pay the total premium up front.

*Policies and claims are administered by EPG Insurance, Inc. and are underwritten by carriers with an AM Best of rating of "A" or better. Savings vary by customer and are not guaranteed. These are optional protection products. Exclusions and limitations apply. Stated coverage not available in all states. Refer to your Physical Damage contract for complete details and covered items. Please contact EPG Insurance for a full description of all applicable terms, conditions and benefits provided. ©2012 Daimler Truck Financial is a business unit of Mercedes-Benz Financial Services USA LLC (MBFS). All rights reserved. Daimler Insurance Agency LLC, a subsidiary of MBFS, is the licensed insurance agency supporting the PDI Insurance program. MBFS is not an insurance company or agent. Daimler Insurance Agency may be compensated for services in connection with your policy.